Indeed No problem. A Foreign National mortgage is a type of non-QM loan. Our Foreign National Loan Program makes buying a home in the US easier for non-US citizens. While the guidelines on these loans are different than conventional, conforming or other federally insured loan programs, we are confident that our loan program can meet your needs.
- Our Foreign National Loan program offers competitive interest rates.
- You can borrow up to $750,000 per property (minimum amount borrowed is $100,000).
- Multiple Fixed rate terms to choose from (10, 15, 20, 25 & 30).
- Multiple Adjustable rate terms available as well (5/1, 7/1, 10/1).
- You can use our Foreign National Loan Program to Purchase a New home or refinance your current home.
- Debt-to-income ratios are 50% ("Assets for income" option).
- No pre-payment penalties.
- We can finance up to 75% loan-to-value (if the home is worth $500,000 then we can lend up to $375,000).
- This program is eligible for multiple property types including: single-family homes, condos and townhouses.
- All Loans are manually underwritten.
- The Foreign National Loan Program is available to Self-employed foreign national borrowers as well.
- Some seller concessions are allowed (Max 6% up to 65% LTV)
- Escrows: Taxes and insurance escrows are required.
Contact us to 'schedule a consultation' or to 'learn more' or if ready to start your 'application' ...click below.
Don't miss out on the opportunity to secure a Foreign National loan for your dream home in America. Contact us today and let us help you make your homeownership dreams a reality in America.
