Bank Statement Loans

Indeed No problem. A Bank Statement mortgage is a type of non-QM loan. Our Bank Statement Loan Program makes buying a home in the US easier when the tax return is not available. While the guidelines on these loans are different than conventional, conforming or other federally insured loan programs, we are confident that our loan program can meet your needs. We will make it happen.

Qualify with 100% on Personal Account Deposits and 50% on Business Account Deposits (12 consecutive months)

• Our Bank Statement Loan program offers competitive interest rates.
• You can borrow up a MAX of 90% LTV of the Purchase Price.
• You can borrow up a MAX of 80% LTV of the appraised value.
• Self-Employed and 1099 Borrowers.
• Min 575 FICO.
• UP to $4M loan amounts.
• No reserves required < 75% LTV.
• No 4506T.
• No K1's.
• No P&L's.
• Multiple Fixed rate terms to choose from (10, 15, 20, 25 & 30).
• Multiple Adjustable rate terms available as well (5/1, 7/1, 10/1).
• Debt-to-income ratios are 50% ("Assets for income" option).
• This program is eligible for multiple property types including: single-family homes, condos and townhouses.
• All Loans are manually underwritten.
• Escrows: Taxes and insurance escrows are required.
• Pre-payment penalties applied.

Contact us to 'schedule a consultation' or to 'learn more' or if ready to start your 'application' ...click below.